Last updated:
Post Office Monthly Income Scheme: The monthly income scheme of the post office is a good option for those who want regular income. At present, an annual interest of 7.4 percent is being given on this scheme.
Dhansu Scheme of Post Office
Post Office Monthly Income Scheme: The post office runs a variety of small saving schemes. If you want to earn monthly by investing once, then the post office monthly income scheme (Pomis) will be right for you. With investment in this government scheme, you can get regular income every month. The duration of this scheme is 5 years.
The interest rates of the post office schemes are reviewed every quarter. In the third quarter (October-December) of the current financial year, an annual interest of 7.4 percent is being given on the monthly income scheme of the post office.
Minimum deposit 1000 rupees
The minimum deposit in the post office monthly income scheme is Rs 1,000. It can be invested in multiple Rs 1000. The limit of maximum deposit for single account is Rs 9 lakh. The limit of maximum deposit for joint account is Rs 15 lakh.
Post Office Mis 2024 Calculation
In this scheme, it is allowed to deposit Rs 9 lakh in a single account. There will be an income of Rs 5,550 every month on this deposit. In the joint account, a deposit of Rs 15 lakh is allowed. There will be an income of Rs 9,250 every month. The return from this scheme is fixed for 5 years.
- Investment: 15 lakh rupees
- Annual interest rate: 7.4 percent
- Duration: 5 years
- Earning from interest: Rs 5,55,000
- Monthly Income: Rs 9,250
Pre-mature close rules
If you need to withdraw money before maturity in the post office monthly income scheme, then you get this facility after one year. In the event of a pre-mature close, you have to give a penalty.
New Delhi,Delhi
November 17, 2024, 21:25 IST
Government’s popular scheme, put money only once, will earn ₹ 9,250 every month
